Only Top-Rated Lenders, Really
We specialize in home loan solutions tailored to your unique financial situation. If you have non-traditional income, or simply want a loan without the hassle of tax returns, we’re here to help. Whether you’re a first time or seasoned real estate investor in need of a DSCR loan, a freelancer with bank statements to show for your income, or a business owner looking for a Profit & Loss loan, we offer flexible options that don’t require the usual paperwork. Our goal is to make homeownership accessible to more people—no matter how your income is structured.
Mortgages for People with Non-Traditional Income: Designed for individuals with freelance, contract, or other unconventional income sources.
Loans with No Tax Returns: Get approved without providing tax returns—ideal for those with complex or limited filing histories.
Stated Income: Simply state your income without the need for extensive documentation or verification.
DSCR Loans – Investor Loans: Tailored for real estate investors, these loans focus on rental income rather than personal earnings.
Bank Statement Loans: Use your personal or business bank statements to prove income, bypassing traditional documentation requirements.
P&L (Profit and Loss) Loans: Ideal for self-employed borrowers, this loan option relies on your business’s profit and loss statements instead of tax return
Why Tony for Your Non-Traditional Loan?
We offer hands-on guidance to ensure you get the right loan for your unique needs. As a locally based team in California, we understand the local market and are committed to helping you navigate the complexities of non-traditional financing. With years of experience and hundreds of successful non-traditional loans completed, we know how to get things done. Our competitive rates and access to dozens of lenders specializing in these loan types means you get the best deal available. We're here to get you approved and ensure a smooth process from start to finish—no matter your situation.
